Rocket

Overview

Rocket is a payment method that allows you to process purchases and payouts by using Rocket e-wallets. With Rocket, you can perform purchases by using Payment Page and Gate, and payouts by using Gate and Dashboard.

In Rocket, payments are processed by using one of the two channels: channel 1—without customer redirection, or channel 2—with redirection of the customer to the provider service. For the information on which of the channels to use, refer to your Monetix key account manager.

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Payment method type Payments by using e-wallets
Countries and regions Bangladesh
Payment currencies BDT
Currency conversion On the Monetix side
Purchases
Payouts
COF payments
Full refunds
Partial refunds
Chargebacks
Special considerations
  • For the first channel of payment processing, payment amount must be divisible by 10.00 BDT.
  • If the customer enters an incorrect payment amount, the payment is processed in a specific way described in the section Handling payments with amount changed by customer.
Onboarding and access fee Refer to your key account manager at Monetix.

Interaction diagram

Payment processing by using the Rocket payment method requires merchant web service, one of Monetix interfaces, and the Monetix payment platform, as well as provider's technical facilities.

Operations support

Interfaces Amounts, BDT Times
Payment Page Gate Dashboard minimum maximum basic threshold
Purchases 500.00 25,000.00 5-10 minutes *
Payouts 500.00 25,000.00 5-10 minutes *

* Refer to your Monetix Key Account Manager.

You can check the payment amount limits in your project by using Dashboard. To check your payment amount limits, go to Dashboard, select the Projects section and click the Payment methods tab.

Processing scenarios

Depending on the channel you use, the purchase scenario in Rocket may be one of the following:

  • Channel 1— the customer completes the payment by following the payment instructions
  • Channel 2—the customer is redirected to the Rocket service to complete the payment

For the information on which of the channels to use, refer to your Monetix key account manager.

To perform a payout:

  1. Receive a request from the customer via your web service.
  2. Send the request to the payment platform.
  3. Notify the customer about the operation outcome.

The sections that follow provide more information about what you need to perform payments and how you can analyze payments and operations information.

Purchase by using Payment Page. Channel 1: no customer redirection

General information

In the Rocket method, when processing a purchase by using Payment Page, the merchant web service sends a request with all the required parameters and signature to the Monetix URL and accepts the callback with the payment result from the payment platform. When opening Payment Page, you can have Payment Page opened with the Rocket method pre-selected. (For more information about pre-selecting payment methods, see in Preselecting payment methods.)

The full sequence of the purchase workflow is provided below.

Figure 6. Purchase workflow when using Payment Page
  1. Customer initiates purchase on the merchant's web service.
  2. The web service sends the request for Payment Page opening to the Monetix URL.
  3. The request for opening Payment Page enters the payment platform.
  4. The payment platform performs initial request processing that includes validation whether all required parameters are available and signature is correct.
  5. The requested Payment Page is generated by the Monetix payment platform as specified in the project settings and request parameters.
  6. Payment Page is displayed to the customer.
  7. The customer selects Rocket as payment method.
  8. The payment platform receives the purchase request for payment processing from Payment Page.
  9. The payment platform performs the internal purchase request processing and forwards it to the Rocket service.
  10. The Rocket service processes the purchase request.
  11. The Rocket service generates the data for displaying the payment instructions to the customer and sends it to the payment platform.
  12. The payment platform sends the payment instructions data to Payment Page.
  13. The payment screen with payment instructions is displayed to the customer.
  14. The customer completes all the steps required to complete the payment.
  15. The Rocket service processes the payment.
  16. The Rocket service sends a transaction ID to the customer.
  17. The customer enters the transaction ID on Payment Page.
  18. Payment Page sends the request to resume the payment along with the transaction ID to the payment platform.
  19. The payment platform forwards the request to resume the payment along with the transaction ID to the Rocket service.
  20. The Rocket service processes the request.
  21. The Rocket service sends the result notification to the payment platform.
  22. The payment platform sends callback with the payment result to the web service.
  23. The payment platform sends the payment result information to Payment Page.
  24. The page with the payment result information is displayed to the customer on Payment Page.

The sections that follow discuss in more details the request format and the Payment Page parameters to use in the Rocket payment method and provide the information about format of callbacks with payment results. For the general information about how to use the Payment Page API, see Payment Page API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Rocket method:

  1. You must provide values for the basic minimum of parameters. Listed below are the parameters that are required for any payment method:
    • project_id—project ID you obtained from Monetix
    • payment_id—payment ID unique within the project
    • customer_id—the unique ID of the customer within your project
    • customer_email—customer email
    • customer_first_name—customer first name
    • customer_last_name—customer last name
    • payment_currency—payment currency in ISO-4217 alpha-3 format
    • payment_amount—payment amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
  2. It is recommended to specify the customer account number—up to 12 digits, only numeric—in the customer_account_number parameter. If the parameter is missing from the request, Payment Page will contain an additional field for the customer to enter missing information. For more information about additional information submission, see in Submission of additional payment information.
  3. If you need to have payment form displayed with the Rocket method pre-selected, set the force_payment_method parameter to the code on the rocket-wallet payment method.
  4. You can also add any other optional parameters Payment Page supports. For more information about parameters supported by Payment Page, see Payment Page invocation parameters.
  5. After you specify all the parameters you need, you must create the signature for the request. For instructions on how to sign payment requests, see Signature generation and verification.

Here is an example of data from a request for Payment Page opening:

EPayWidget.run(
    {
        project_id: 1234,
        payment_id: 'payment_47',
        customer_id: 'customer_123',
        customer_first_name: 'John',
        customer_last_name: 'Doe',
        customer_email: 'johndoe@example.com',
        customer_account_number: '123456789012,
        payment_currency: 'BDT',
        payment_amount: 100000,    
        signature: "kUi2x9dKHAVNU0FYldJrxh4yo+52Kt8KU+Y19vySO\/RLUkDJrOcZzUCwX6R\/ekpZhkIQg=="
    }
)

Callback format

The Rocket method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Payment Page.

The following is an example of a callback with an information about successful 1000.00 BDT purchase in the 1234 project.

Figure 7. Example of data from a successful purchase callback
{
        "project_id": 145123,
        "payment": {
            "id": "ORDER_ID_0123456789",
            "type": "purchase",
            "status": "success",
            "date": "2022-07-11T08:29:10+0000",
            "method": "Rocket",
            "sum": {
                "amount": 100000,
                "currency": "BDT"
            },
            "description": ""
        },
        "account": {
            "number": "123456123456"
        },
        "operation": {
            "id": 142,
            "type": "sale",
            "status": "success",
            "date": "2022-07-11T08:29:10+0000",
            "created_date": "2022-07-11T08:28:54+0000",
            "request_id": "07520eedab16782eb07520eedab16782eb07520eedab16782eb-00000001",
            "sum_initial": {
                "amount": 100000,
                "currency": "BDT"
            },
            "sum_converted": {
                "amount": 100000,
                "currency": "BDT"
            },
            "code": "0",
            "message": "Success",
            "provider": {
                "id": 12345,
                "payment_id": "142",
                "auth_code": ""
            }
        },
        "signature": "jfMbQvBOs9czE99hhU3Gl3uvtAy...smoZmlXLTXeiYDTrpSgZjMpb+Uw=="
    }

The following is the example of a callback for a declined purchase.

Figure 8. Example of data from a declined purchase callback
{
        "project_id": 145581,
        "payment": {
            "id": "ORDER_ID_0123456789"",
            "type": "purchase",
            "status": "decline",
            "date": "2022-07-11T08:36:26+0000",
            "method": "Rocket",
            "sum": {
                "amount": 100000,
                "currency": "BDT"
            },
            "description": ""
        },
        "account": {
            "number": "123456789012"
        },
        "operation": {
            "id": 143,
            "type": "sale",
            "status": "decline",
            "date": "2022-07-11T08:36:26+0000",
            "created_date": "2022-07-11T08:36:06+0000",
            "request_id": "205a4256664885359ee5414b4ac0c33e6681abd5-354d447bed1c2cb9a2ee901bd4740a453bcc8915-00000001",
            "sum_initial": {
                "amount": 100000,
                "currency": "BDT"
            },
            "sum_converted": {
                "amount": 100000,
                "currency": "BDT"
            },
            "code": "20000",
            "message": "General decline",
            "provider": {
                "id": 12345,
                "payment_id": "41491772865",
                "auth_code": ""
            }
        },
        "signature": "iOqcnCKpYruCxZNdE+Km9DVzETAw...dbMTXDO8Z56KDkyqzUw=="
    }

Related topics

The following topics might be useful when implementing payments through Payment Page:

Purchase by using Payment Page. Channel 2: customer redirection

General information

In the Rocket method, when processing a purchase by using Payment Page, the merchant web service sends a request with all the required parameters and signature to the Monetix URL and accepts the callback with the payment result from the payment platform. When opening Payment Page, you can have Payment Page opened with the Rocket method pre-selected. (For more information about pre-selecting payment methods, see Preselecting payment methods.)

The full sequence of the purchase workflow is provided below.

Figure 9. Purchase workflow when using Payment Page
  1. A customer initiates a purchase on the merchant's web service.
  2. The web service sends the request for the Payment Page opening to the Monetix URL.
  3. The request for opening Payment Page is redirected to the payment platform.
  4. The payment platform performs the initial request processing that includes validation whether all required parameters are available and signature is correct.
  5. The requested Payment Page is generated by the Monetix payment platform as specified in the project settings and request parameters.
  6. Payment Page is displayed to the customer.
  7. The customer selects Rocket as a payment method.
  8. The payment platform receives the purchase request for the payment processing from Payment Page.
  9. The payment platform performs the internal purchase request processing and forwards it to the provider service.
  10. The provider service processes the purchase request.
  11. The provider service generates the data for redirecting the customer to its website form and sends it to the payment platform.
  12. The payment platform sends the customer redirection data to Payment Page.
  13. The customer is redirected to the provider website.
  14. The customer completes all the steps required to complete the payment.
  15. The provider service processes the payment.
  16. The provider service sends the result notification to the payment platform.
  17. The payment platform sends a callback with the payment result to the web service.
  18. The payment platform sends the result to Payment Page.
  19. The page with the payment result information is displayed to the customer on Payment Page.

The sections that follow discuss in more details the request format and the Payment Page parameters to use in the Rocket payment method and provide the information about the format of callbacks with payment results. For the general information about how to use the Payment Page API, see Payment Page API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Rocket method:

  1. You must provide values for the basic minimum of parameters. Listed below are the parameters that are required for any payment method:
    • project_id—project ID you obtained from Monetix
    • payment_id—payment ID unique within the project
    • customer_id—the unique ID of the customer within your project
    • customer_email—customer email
    • customer_first_name—customer first name
    • customer_last_name—customer last name
    • payment_currency—payment currency in ISO-4217 alpha-3 format
    • payment_amount—payment amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
  2. If you need to have payment form displayed with the Rocket method pre-selected, set the force_payment_method parameter to the code on the rocket-wallet payment method.
  3. You can also add any other additional parameters Payment Page supports. For more information about the parameters supported by Payment Page, see Payment Page invocation parameters.
  4. After you specify all the parameters you need, you must create the signature for the request. For instructions on how to sign payment requests, see Signature generation and verification.

Here is an example of the data from a request for Payment Page opening:

EPayWidget.run(
    {
        project_id: 1234, 
        payment_id: 'payment_47',
        customer_id: 'customer_123',
        payment_currency: 'BDT',
        payment_amount: 100000,
        customer_first_name: 'John',
        customer_last_name: 'Doe',
        customer_email: 'johndoe@email.com',
        signature: "kUi2x9dKHAVNU0FYldJrxh4yo+52Kt8KU+Y19vySO\/RLUkDJrOcZzUCwX6R\/ekpZhkIQg=="
    }
)

Callback format

The Rocket method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Payment Page.

The following is an example of a callback with the information about a successful 1000.00 BDT purchase.

Figure 10. Example of data from a successful purchase callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 28,
        "type": "sale",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-321",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined purchase.

Figure 11. Example of data from a declined purchase callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 31,
        "type": "sale",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 15923,
            "payment_id": "0cf4215c-8978",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlfqz8155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Payment Page:

Purchase by using Gate. Channel 1: no customer redirection

General information

In the Rocket method, the merchant web service is required to do the following when processing a purchase by using Gate:

  1. Send request with all the required parameters and signature to the Monetix URL.
  2. Show the screen with the payment instructions to the customer.
  3. Accept the callback with the payment result from the payment platform.

The following diagram provides the detailed picture of the payment processing procedure.

Figure 12. Purchase by using Gate
  1. Customer initiates purchase with Rocket on the merchant's web service.
  2. The web service sends a request for processing the purchase by using Gate to the Monetix URL.
  3. The payment platform receives the request for processing the purchase from Gate.
  4. The payment platform performs initial request processing that includes validation whether all required parameters are available and signature is correct.
  5. The payment platform sends the response with request receipt confirmation and validation result to the web service. For more information about the response format, see Response structure.
  6. The payment platform performs the internal payment request processing and redirects the request to the Rocket service.
  7. The request is processed on the Rocket service side.
  8. The Rocket service sends the data for displaying the payment instructions to the payment platform.
  9. The payment platform sends the callback with the payment instruction data inside the display_data object to the web service.
  10. The payment instructions are displayed to the customer.
  11. The customer completes all the payment steps required.
  12. The Rocket service processes the payment.
  13. The Rocket service sends a transaction ID to the customer.
  14. The customer enters the transaction ID in the web service.
  15. The web service sends the request to resume the payment along with the transaction ID to the payment platform.
  16. The request to resume the payment enters the payment platform.
  17. The payment platform checks whether all the required parameters are available and the signature is correct.
  18. The payment platform sends the response with the request receipt confirmation and validation result to the web service. For more information about the response format, see Response structure.
  19. The payment platform forwards the request to resume the payment along with the transaction ID to the Rocket service.
  20. The Rocket service processes the request.
  21. The Rocket service sends the payment result notification to the payment platform.
  22. The payment platform sends the callback with the payment result to the web service.
  23. The web service sends the payment result information to the customer.

The sections that follow discuss in more details the request format and the Gate parameters to use in the Rocket payment method and provide the information about the format of callbacks with purchase results. For the general information on how to use the Gate API, see API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Rocket method:

  1. You initiate purchase request by sending a request to the /v2/payment/wallet/rocket/sale endpoint by using HTTP method POST. This endpoint belongs to the following group of endpoints for payments by using e-wallets: /v2/payment/wallet/{payment_method}/sale.
  2. The following objects and parameters must be specified in any request:
    • general—object with general request identification information:
      • project_id—the project ID you obtained from Monetix
      • payment_id—payment ID unique within the project
      • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
    • customer—object with customer information:
      • id—the unique ID of the customer within your project
      • ip_address—customer device IP
      • email—customer email
      • first_name—customer first name. This parameter may be passed either in the initial request or as a part of the process of additional payment information submission.
      • last_name—customer last name. This parameter may be passed either in the initial request or as a part of the process of additional payment information submission.
    • account—object with customer account information:
    • payment—object with purchase information:
      • amount—purchase amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
      • currency—code of purchase currency in the ISO-4217 alpha-3 format
  3. If required, you can add any other additional (optional) parameters Gate supports.

Here is an example of data from a purchase request in the Rocket method.

Figure 13. Example of data from a purchase request
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "account":{
        "number": "123456789012"
    },
    "payment": {
        "amount": 100000,
        "currency": "BDT"
    },
    "return_url": {
        "success": "http://example.com/success",
        "decline": "http://example.com/decline",
        "return": "http://example.com/return"
    } 
}

Format of data for displaying the payment instruction

Before displaying the screen with payment instructions to the customer, you need to accept a callback from the payment platform with the payment data in the in the display_data array—only after this you can display the screen with payment instructions to the customer.

Each element of the display_data array contains the following parameters:

  • type—data type, the value is always add_info.
  • title—name of the payment instruction components, the value is always account_number.
  • data—the account number the customer transfers the funds to.

Here is an example of a payment instruction which can be used in the web service:

 "display_data": [
    {
        "type": "add_info",
        "title": "account_number",
        "data": "123456789012"
        }  
]

Request format for resuming the payment

To submit the transaction ID, you need to resume the payment processing by sending a request with the transaction ID to the /v2/payment/clarification endpoint by using HTTP method POST. The following objects and parameters must be specified in the request:

  • general—object with general request identification information:
    • project_id—the project ID you obtained from Monetix
    • payment_id—payment ID unique within the project
    • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
  • additional_data—object that contains additional payment information that payment platform requests:
    • transaction_id—transaction ID which the customer obtained from the Rocket service

Here is an example of the data from a request to resume the payment:

Figure 14. Example of data from a request for resuming payment processing
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "additional_data": {
            "transaction_id": "123456789012"
    }
}

Callback format

The Rocket method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Gate.

The following is an example of a callback with an information about successful 1000.00 BDT purchase in the 1234 project.

Figure 15. Example of data from a successful purchase callback
{
        "project_id": 145123,
        "payment": {
            "id": "ORDER_ID_0123456789",
            "type": "purchase",
            "status": "success",
            "date": "2022-07-11T08:29:10+0000",
            "method": "Rocket",
            "sum": {
                "amount": 100000,
                "currency": "BDT"
            },
            "description": ""
        },
        "account": {
            "number": "123456789012"
        },
        "operation": {
            "id": 142,
            "type": "sale",
            "status": "success",
            "date": "2022-07-11T08:29:10+0000",
            "created_date": "2022-07-11T08:28:54+0000",
            "request_id": "07520eedab16782eb07520eedab16782eb07520eedab16782eb-00000001",
            "sum_initial": {
                "amount": 100000,
                "currency": "BDT"
            },
            "sum_converted": {
                "amount": 100000,
                "currency": "BDT"
            },
            "code": "0",
            "message": "Success",
            "provider": {
                "id": 12345,
                "payment_id": "142",
                "auth_code": ""
            }
        },
        "signature": "jfMbQvBOs9czE99hhU3Gl3uvtAy...smoZmlXLTXeiYDTrpSgZjMpb+Uw=="
    }

The following is the example of a callback for a declined purchase.

Figure 16. Example of data from a declined purchase callback
{
        "project_id": 145581,
        "payment": {
            "id": "ORDER_ID_0123456789"",
            "type": "purchase",
            "status": "decline",
            "date": "2022-07-11T08:36:26+0000",
            "method": "Rocket",
            "sum": {
                "amount": 100000,
                "currency": "BDT"
            },
            "description": ""
        },
        "account": {
            "number": "123456789012"
        },
        "operation": {
            "id": 143,
            "type": "sale",
            "status": "decline",
            "date": "2022-07-11T08:36:26+0000",
            "created_date": "2022-07-11T08:36:06+0000",
            "request_id": "205a4256664885359ee5414b4ac0c33e6681abd5-354d447bed1c2cb9a2ee901bd4740a453bcc8915-00000001",
            "sum_initial": {
                "amount": 100000,
                "currency": "BDT"
            },
            "sum_converted": {
                "amount": 100000,
                "currency": "BDT"
            },
            "code": "20000",
            "message": "General decline",
            "provider": {
                "id": 12345,
                "payment_id": "41491772865",
                "auth_code": ""
            }
        },
        "signature": "iOqcnCKpYruCxZNdE+Km9DVzETAw...dbMTXDO8Z56KDkyqzUw=="
    }

Related topics

The following topics might be useful when implementing payments through Gate:

Purchase by using Gate. Channel 2: customer redirection

General information

In the Rocket method, the merchant web service is required to do the following when processing a purchase by using Gate:

  1. Send request with all the required parameters and signature to the Monetix URL.
  2. Redirect the customer to the provider service.
  3. Accept the callback with the payment result from the payment platform.

The following diagram provides the detailed picture of the payment processing procedure.

Figure 17. Purchase by using Gate
  1. A customer initiates a purchase with Rocket on the merchant's web service side.
  2. The web service sends a request for processing the purchase by using Gate to the Monetix URL.
  3. The payment platform receives the request for processing the purchase from Gate.
  4. The payment platform performs the initial request processing that includes validation whether all the required parameters are available and signature is correct.
  5. The payment platform sends the response with request receipt confirmation and validation result to the web service. For more information about the response format, see Response structure.
  6. The payment platform performs the internal payment request processing and redirects the request to the provider service.
  7. The provider service processes the request.
  8. The provider service sends the data for redirecting the customer to the provider service to the payment platform.
  9. The payment platform sends the callback with the redirection data inside the redirect_data object to the web service.
  10. The customer is redirected from the web service to the provider service.
  11. The customer completes all the payment steps required.
  12. The provider service processes the payment.
  13. The provider service sends the payment result notification to the payment platform.
  14. The payment platform sends the callback with the payment result to the web service.
  15. The web service sends the payment result to the customer.

The sections that follow discuss in more details the request format and the Gate parameters to use in the Rocket payment method and provide the information about the format of callbacks with purchase results. For the general information on how to use the Gate API, see API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Rocket method:

  1. You initiate purchase by submitting a purchase request to the /v2/payment/wallet/rocket/sale endpoint by using the HTTP method POST. This endpoint belongs to the following group of endpoints for the payments by using e-wallets: /v2/payment/wallet/{payment_method}/sale.
  2. The following objects and parameters must be specified in any request:
    • general—object with general request identification information:
      • project_id—the project ID you obtained from Monetix
      • payment_id—payment ID unique within the project
      • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
    • customer—object with customer information:
      • id—the unique ID of the customer within your project
      • ip_address—IP address of the customer's device
      • email—customer email
      • first_name—customer first name
      • last_name—customer last name
    • payment—object with purchase information:
      • amount—purchase amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
      • currency—code of purchase currency in the ISO-4217 alpha-3 format
  3. The following parameters with the return URLs are optional, but we strongly advise you to specify them in the request to provide your customer a better user experience. If you don't specify any parameters of the return_url object in the request, by default Gate will redirect the customer to the URL specified in your project in Monetix.
    • return_url—object with the information where to redirect the customer to when the payment is completed or prematurely terminated by the customer:
      • success—the URL to redirect the customer to after the payment is successfully completed.
      • decline—the URL to redirect the customer to after the payment is declined.
      • return—the URL to redirect the customer to when they prematurely terminate the payment. This URL is also used if the success and decline parameters are not specified in the request.
  4. If required, you can add any other additional (optional) parameters Gate supports.

Here is an example of the data from a purchase request in the Rocket method.

Figure 18. Example of data from a purchase request
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "payment": {
        "amount": 100000,
        "currency": "BDT"
    },
    "return_url": {
        "success": "https://example.com/success/",
        "decline": "https://example.com/decline/",
        "return": "https://example.com/return/"
    }
}

Format of customer redirection data

After receiving and processing your purchase request, the payment platform sends a callback to your web service containing the data to redirect the customer to the Rocket service.

To redirect the customer, use the values of the following parameters in the redirect_data object:

  • url—the URL to redirect the customer to
  • body—the data to be sent in the request body
  • method—the HTTP method to get an HTML page of the website (for example, POST or GET)
  • encrypted—this is the service parameter. Ignore the data it contains.

Here is an example of a piece of callback containing the data to redirect the customer.

"redirect_data": {
    "method": "GET",
    "body": [],
    "encrypted": [],
    "url": "https://example.com/redirect"
}

Callback format

The Rocket method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Gate.

The following is an example of a callback with the information about a successful 1000.00 BDT purchase.

Figure 19. Example of data from a successful purchase callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 28,
        "type": "sale",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-321",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined purchase.

Figure 20. Example of data from a declined purchase callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 31,
        "type": "sale",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 15923,
            "payment_id": "0cf4215c-8978",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlfqz8155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Gate:

Payout by using Gate

General information

To perform payout with the Rocket method, merchant's web service sends a request with all the required parameters and signature to Monetix URL, and receives callback with the payment result. The complete sequence of the payout process is provided below.

Figure 21. Payout by using Gate
  1. Customer initiates payout Rocket in the web service.
  2. Merchant's web service sends the request for processing the payout by using Gate to the Monetix URL.
  3. Gate redirects the request to the Monetix payment platform.
  4. The payment platform performs initial request processing that includes validation whether all required parameters are available and signature is correct.
  5. The payment platform sends the response with request receipt confirmation and validation result to the web service. For more information about the response format, see Response structure.
  6. The payment platform redirects the payout request to the Rocket service.
  7. The Rocket service processes the payout.
  8. The Rocket service sends the payout processing result notification to the payment platform.
  9. The payment platform sends a callback with the payment result to the web service.
  10. The web service sends the payout result information to the customer.

The sections that follow discuss in more details the request format and the Gate parameters to use in the Rocket payment method and provide the information on the format of callbacks with payout results. For the general information on how to use the Gate API, see API Description.

Request format

There are several things you must consider when using payout requests in the Rocket method:

  1. You initiate payout request by sending a request to the /v2/payment/wallet/rocket/payout endpoint by using HTTP method POST. This endpoint belongs to the following group of endpoints for payments by using e-wallets: /v2/payment/wallet/{payment_method}/payout.
  2. The following objects and parameters must be specified in any request:
    • general—object with general request identification information:
      • project_id—the project ID obtained from Monetix
      • payment_id—payment ID unique within the project
      • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
    • customer—object with customer information:
      • id—the unique ID of the customer within your project
      • ip_address—customer device IP
      • first_name—customer first name
      • last_name—customer last name
      • email—customer email
    • account—object with customer account information:
      • number—customer account number, up to 12 digits, only numeric
    • payment—object with payout information:
      • amount—payout amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
      • currency—code of payout currency in the ISO-4217 alpha-3 format
  3. If required, you can also add any other additional parameters Gate supports.

Here is an example of data from a payout request in the Rocket method.

Figure 22. Example of data from a payout request
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "account": {
        "number": "123456789012"
    },
    "payment": {
        "amount": 100000,
        "currency": "BDT"
    }
}

Callback format

The Rocket method uses the standard format for callbacks to deliver payout results. For more information about callbacks, see Callbacks in Gate.

The following is the example of a callback with an information about successful 1000.00 BDT payout in the 1234 project.

Figure 23. Example of data from a successful payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined payout.

Figure 24. Example of data from a declined payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "rocket",
        "sum": {
            "amount": 100000,
            "currency": "BDT"
        },
        "description": ""
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 100000,
            "currency": "BDT"
        },
        "sum_converted": {
            "amount": 100000,
            "currency": "BDT"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlf155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Gate:

Payout by using Dashboard

To make a payout through Dashboard, the merchant sends a request and receives a notification with the request processing result. There are two ways to initiate payouts through Dashboard:
  • single payout—you specify the currency and amount for a payout available for this method and fill in all the fields required for the selected payment method on the Dashboard pages.
  • as a part of a mass payment—all the parameters are specified in a CSV file. Refer to the Payouts by using Gate section for the parameters required by your payment method.

Information about completed payouts is available for viewing in the Payments and Manual Payments sections of Dashboard.

For more information about payout processing by using Dashboard, see Performing payouts.

Analysis of payments results

As with other payment methods Monetix offers, when using this method, you have several options to analyze the information about payments and operations.

You can load and analyze all the necessary information in Dashboard (dash-light.trxhost.com), for instance you can use the analytic panels in the Analytics section for this purpose.

Also, you can export the information for further analysis by using third party analytical tools. The following options are available:

  • Dashboard allows you to download reports in CSV format by using the tools in the Reports section. You can perform export as a one-time or regular download of data to your local computer.
  • Data API allows you to have payment information exported in JSON format and delivered to a URL you specify. The payment information is exported by means of sending requests to the /operations/get endpoint.

If you have any further questions regarding payment data analysis, contact Monetix technical support.