Bank transfers in Venezuela

Interaction diagram

Payment processing by using the Bank transfers in Venezuela payment method requires the merchant web service, one of the Monetix interfaces, and the Monetix payment platform, as well as the provider's technical facilities.

Operations support

	Interfaces			Amounts, VES		Times
	Payment Page	Gate	Dashboard	minimum	maximum	basic	threshold
Purchases				5.00	*	10 minutes	7 days
Payouts				5.00	*	10 minutes	7 days

* Contact your Monetix key account manager for the information.

Processing scenarios

In the Bank transfers in Venezuela method, purchases and payouts follow different processing procedures. To perform a purchase, you need to redirect the customer to the provider service, while to initiate a payout, you need to notify the customer via the merchant web service.

The sections that follow provide more information about what you need to perform payments and how you can analyze payments and operations information.

Supported banks

Payouts by using the Bank transfers in Venezuela payment method are carried out through the banks that support this method. When performing payouts through Gate, the web service must include the ID of the customer's bank in the payout request.

The tables below provide information about the banks supported in the Bank transfers in Venezuela payment method. The list is provided for informational purposes only.

Note that the list of supported banks may change without notice. To get the current list of supported banks, use the Gate API to send a POST request to the /v2/info/banks/bank-transfer/venezuela/payout/list endpoint. This endpoint belongs to the following group of endpoints for retrieving information about the banks supported in the payment method: /v2/info/banks/{parentMethod}/{childMethod}/{operationType}/list.

The following objects and parameters must be specified in the request for the list of supported banks:

• general—object with general request information
  • project_id—project ID obtained from Monetix
  • payment_id—payment ID unique within the project
  • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
• payment—object with payment information:
  • amount—payment amount in minor currency units without any decimal point or comma except for the cases where the currency does not have any minor currency units. If the currency has no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
  • currency—payment currency in the ISO-4217 alpha-3 format

Here is an example of the data from a request for the list of supported banks. It is important to specify real payment data, but if the payment has not yet been generated, you can specify a random value for the payment ID in the request.

{
  "general": {
      "project_id": 200,
      "payment_id": "ORDER_155860015",
      "signature": "K6jllym+PtObocZtr345st...=="
  },
  "payment": {
      "amount": 1500,
      "currency": "VES"
  }
}

Here is an example of the data from a response containing information about the supported banks.

[
    {
        "minAmount": 100, // Minimum payment amount allowed for the payment (in minor currency units)
        "maxAmount": 1000, // Maximum payment amount allowed for the payment (in minor currency units)
        "limitCurrency": "VES", // Code of the currency used for the payment limits (minAmount and maxAmount) in the ISO-4217 alpha-3 format
        "id": 123, // Bank ID
        "abbr": "EXB", // Bank shortcut name (for internal use)
        "name": "Example Bank", // General bank name
        "nativeName": "Example Bank", // Native bank name
        "currencies": [ // Array with currencies supported by the bank
            {
                "id": 123, // Currency ID in the payment platform
                "alpha_3_4217": "VES", // Alphabetic code of the payment currency in the ISO-4217 alpha-3 format
                "number_3_4217": "123", // Numeric code of the payment currency in the ISO-4217 alpha-3 format
                "currency_type": "fiat", // Type of the currency
                "exponent": 2 // Number of decimal places after decimal point
            }
        ]
    }
]

General information

In the Bank transfers in Venezuela method, when processing a purchase by using Payment Page, the merchant web service sends a request with all the required parameters and signature to the Monetix URL and accepts the callback with the payment result from the payment platform.

When opening Payment Page, you can have Payment Page opened with the Bank transfers in Venezuela method pre-selected. (For more information about pre-selecting payment methods, see Preselecting payment methods.)

The full sequence of the purchase workflow is provided below.

The sections that follow discuss in more details the request format and the Payment Page parameters to use in the Bank transfers in Venezuela payment method and provide the information about the format of callbacks with payment results. For the general information about how to use the Payment Page API, see Payment Page API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Bank transfers in Venezuela method:

1. You must provide values for the basic minimum of parameters. Listed below are the parameters that are required for any payment method:
   • project_id—project ID you obtained from Monetix
   • payment_id—payment ID unique within the project
   • customer_id—the unique ID of the customer within your project
   • customer_first_name—customer first name
   • customer_last_name—customer last name
   • customer_email—customer email
   • payment_currency—payment currency in ISO-4217 alpha-3 format
   • payment_amount—payment amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency have no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
2. If you need to have the payment form displayed with the Bank transfers in Venezuela method pre-selected, set the force_payment_method parameter to the code on the bank-transfer-venezuela payment method.
3. You can also add any other additional parameters Payment Page supports. For more information about parameters supported by Payment Page, see Payment Page invocation parameters.
4. After you specify all the parameters you need, you must create the signature for the request. For instructions on how to sign payment requests, see Signature generation and verification.

Here is an example of the data from a request for the Payment Page opening:

EPayWidget.run(
    {
        project_id: 1234, 
        payment_id: 'payment_47',
        customer_id: 'customer_123',
        customer_first_name: 'John',
        customer_last_name: 'Doe',
        customer_email: 'johndoe@email.com',
        payment_currency: 'VES',
        payment_amount: 10000,
        signature: 'kUi2x9dKHAVNU0FYldJrxh4yo+52Kt8KU+Y19vySO\/RLUkDJrOcZzUCwX6R\/ekpZhkIQg=='
    }
)

Callback format

The Bank transfers in Venezuela method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Payment Page.

The following is an example of a callback with information about a successful 100.00 VES purchase.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 28,
        "type": "sale",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-321",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined purchase.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 31,
        "type": "sale",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 15923,
            "payment_id": "0cf4215c-8978",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlfqz8155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Payment Page:

• Integration procedure
• Payment types, operations and payments
• Signature generation and verification
• Operation statuses and response codes

General information

In the Bank transfers in Venezuela method, the merchant web service is required to do the following when processing a purchase by using Gate:

1. Send a request with all the required parameters and signature to the Monetix URL.
2. Redirect the customer to the provider service.
3. Accept the callback with the payment result from the payment platform.

The following diagram provides the detailed picture of the payment processing procedure.

The sections that follow discuss in more details the request format and the Gate parameters to use in the Bank transfers in Venezuela payment method and provide the information about the format of callbacks with purchase results. For the general information on how to use the Gate API, see API Description.

Request format

There are several things you need to consider when dealing with purchase requests in the Bank transfers in Venezuela method:

1. You initiate a purchase by submitting a purchase request to the /v2/payment/bank-transfer/venezuela/sale endpoint by using the HTTP method POST. This endpoint belongs to the following group of endpoints for the bank transfer payments: /v2/payment/bank-transfer/{payment_method}/sale.
2. The following objects and parameters must be specified in any request:
   • general—object with general request identification information:
     • project_id—the project ID you obtained from Monetix
     • payment_id—payment ID unique within the project
     • signature—signature created after you specify all the required parameters. For more information about signature generation, see Signature generation and verification.
   • customer—object with customer information:
     • id—the unique ID of the customer within your project
     • ip_address—IP address of the customer's device
     • first_name—customer first name
     • last_name—customer last name
     • email—customer email
   • payment—object with purchase information:
     • amount—purchase amount in minor currency units without any decimal point or comma except for cases where the currency does not have any minor currency units. If the currency have no minor units (that is, the number of digits for minor currency units is zero), then you must set this parameter to the amount in the major currency units. For the information on whether the currency has any minor units, see Currency codes.
     • currency—code of the purchase currency in the ISO-4217 alpha-3 format
3. The following parameters with the return URLs are optional, but we strongly advise you to specify them in the request to provide your customer a better user experience. If you don't specify any parameters of the return_url object in the request, by default Gate will redirect the customer to the URL specified in your project in Monetix.
   • return_url—object with the information where to redirect the customer to when the payment is completed or prematurely terminated by the customer:
     • success—the URL to redirect the customer to after the payment is successfully completed
     • decline—the URL to redirect the customer to after the payment is declined
     • return—the URL to redirect the customer to when they prematurely terminate the payment. This URL is also used if the success and decline parameters are not specified in the request
4. If required, you can add any other additional (optional) parameters Gate supports.

Here is an example of the data from a purchase request in the Bank transfers in Venezuela method.

{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "payment": {
        "amount": 10000,
        "currency": "VES"
    },
    "return_url": {
        "success": "http://example.com/success/",
        "decline": "http://example.com/decline/",
        "return": "http://example.com/return/"
    } 
}

Format of customer redirection data

After receiving and processing your purchase request, the payment platform sends a callback to your web service containing the data to redirect the customer to the provider service.

To redirect the customer, use the values of the following parameters in the redirect_data object:

• url—the URL to redirect the customer to
• body—the data to be sent in the request body
• method—the HTTP method to get an HTML page of the website (for example, POST or GET)
• encrypted—this is the service parameter. Ignore the data it contains.

Here is an example of a piece of callback containing the data to redirect the customer.

"redirect_data": {
    "method": "GET",
    "body": [],
    "encrypted": [],
    "url": "https://example.com/redirect"
}

Callback format

The Bank transfers in Venezuela method uses the standard format for callbacks to deliver purchase results. For more information about callbacks, see Callbacks in Gate.

The following is an example of a callback with information about a successful 100.00 VES purchase.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 28,
        "type": "sale",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-321",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined purchase.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "purchase",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 31,
        "type": "sale",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 15923,
            "payment_id": "0cf4215c-8978",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlfqz8155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Gate:

• Synchronous and asynchronous message processing
• Payment types, operations and payments
• Signature generation and verification
• Operation statuses and response codes

General information

To perform a payout with the Bank transfers in Venezuela method, the merchant's web service sends a request with all the required parameters and signature to the Monetix URL, and receives a callback with the payment result.

The complete sequence of the payout process is provided below.

The sections that follow discuss in more details the request format and the Gate parameters to use in the Bank transfers in Venezuela payment method and provide the information on the format of callbacks with payout results. For the general information on how to use the Gate API, see API Description.

Request

This section provides the instructions on how to build the request for payout with the Bank transfers in Venezuela payment method.

Here is an example of the data from a request to initiate a payout with the Bank transfers in Venezuela payment method:

{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id":"customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com",
        "identify": {
            "doc_number": "V12345678"
        } 
    },
    "account": {
        "bank_id": 74522,
        "type": "CAH",
        "number": "12345678901"
    },
    "payment": {
        "amount": 10000,
        "currency": "VES"
    }
}

Callback format

The Bank transfers in Venezuela method uses the standard format for callbacks to deliver payout results. For more information about callbacks, see Callbacks in Gate.

The following is the example of a callback with information about a successful 100.00 VES payout.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "account": {
        "number": "21272039971"
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is the example of a callback for a declined payout.

{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "Bank trasnfer Venezuela",
        "sum": {
            "amount": 10000,
            "currency": "VES"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "account": {
        "number": "21272039971"
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 10000,
            "currency": "VES"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "VES"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlf155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

The following topics might be useful when implementing payments through Gate:

• Synchronous and asynchronous message processing
• Payment types, operations and payments
• Signature generation and verification
• Operation statuses and response codes

• single payout—you specify the currency and amount for a payout available for this method and fill in all the fields required for the selected payment method on the Dashboard pages.
• as a part of a mass payment—all the parameters are specified in a CSV file. Refer to the Payouts by using Gate section for the parameters required by your payment method.

Information about completed payouts is available for viewing in the Payments and Manual Payments sections of Dashboard.

For more information about payout processing by using Dashboard, see Performing payouts.

As with other payment methods Monetix offers, when using this method, you have several options to analyze the information about payments and operations.

You can load and analyze all the necessary information in Dashboard (dash-light.trxhost.com), for instance you can use the analytic panels in the Analytics section for this purpose.

Also, you can export the information for further analysis by using third party analytical tools. The following options are available:

• Dashboard allows you to download reports in CSV format by using the tools in the Reports section. You can perform export as a one-time or regular download of data to your local computer.
• Data API allows you to have payment information exported in JSON format and delivered to a URL you specify. The payment information is exported by means of sending requests to the /operations/get endpoint.

If you have any further questions regarding payment data analysis, contact Monetix technical support.