m10

Overview

m10, a popular payment method in Azerbaijan, offers your customers a convenient way of receiving payouts.

With m10, you can perform payouts by using Gate and Dashboard.

Download the logo in the vector format here.
Payment method type E-wallets
Countries and regions Azerbaijan
Payment currencies AZN
Currency conversion On the Monetix side
Purchases
Payouts
Stored credentials payments
Full refunds
Partial refunds
Chargebacks
Special considerations
Onboarding and access fee Contact your key account manager at Monetix for details.

Operations support

Interfaces Payment amount, AZN Payment processing time
Payment Page Gate Dashboard minimum maximum basic threshold
Payout 8.00 3,000.00 2-3 minutes 2 hours

You can check the payment amount limits in your project by using Dashboard. To check your payment amount limits, go to Dashboard, select the Projects section, and then click the Payment methods tab.

The following sections provide more information about the payment processing flow and the analysis of completed payments.

Payout by using Gate

General information

To perform a payout by using Gate with the m10 payment method:

  1. Send a request with all the required parameters and signature to the Monetix URL.
  2. Accept a callback with the payout result from the payment platform.

The following picture provides the details of the payout processing flow in the m10 payment method.

Figure 1. Payout processing flow when performing a payout by using Gate
  1. The customer initiates a payout in your system.
  2. Your system sends the payout request to Gate.
  3. The Monetix payment platform receives the request.
  4. The payment platform checks whether the request contains all the required parameters and correct signature.
  5. The payment platform sends you a response in which it acknowledges your request and provides the request validation result. (For more information about the response format, see Response structure.)
  6. The payment platform processes the request and forwards it to the provider service.
  7. The provider service processes this request.
  8. The provider service informs the payment platform about the payout result.
  9. The payment platform sends a callback with the payout result to your system.
  10. Your system sends the payout result to the customer.

Request

This section provides the instructions on how to build the payout request through Gate by using the m10 payment method.

HTTP request method POST
Request body format JSON
API endpoint /v2/payment/m10/payout
Table 1. Basic parameters of a payout request

strictly required—the parameter must be in the initial request.
Object Parameter Description

general
object
strictly required

project_id
integer
strictly required

 Project ID you obtained from Monetix when integrating.

Example: 123

payment_id
string
strictly required

 Payment ID unique within your project.

Example: payment_47

signature
string
strictly required

 Signature created after you've specified all the request parameters. To learn about signature generation, see Signature generation and verification.

customer
object
strictly required

id
string
strictly required

 Unique ID of the customer within your project.

Example: customer_123

ip_address
string
strictly required

 IP address of the customer's device.

Example: 198.51.100.47

email
string
strictly required

 Customer's email.

Example: johndoe@example.com

first_name
string
strictly required

 Customer's first name.

Example: John

last_name
string
strictly required

 Customer's last name.

Example: Doe

payment
object
strictly required

amount
integer
strictly required

 Payout amount in minor currency units without any decimal point or comma except for the cases when the currency doesn't have any minor currency units. If the currency doesn't have any minor units (i.e. the number of digits for minor currency units is zero), set this parameter to the amount in the major currency units. To check whether the currency has any minor units, see Currency codes.

Example: 100.00 AZN must be sent as 10000

currency
string
strictly required

 Code of the payout currency in the ISO-4217 alpha-3 format.

Example: AZN

account
object
strictly required

number
string
strictly required

 The mobile phone number linked to the customer's m10 e-wallet.

Example: 810994125555555
You can also add any other optional parameters to the payout request, if necessary. For the list of all the parameters available in Gate, see API Reference.

Here is an example of the data from a request to initiate a payout with the m10 payment method.

Figure 2. Example of payout request body
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "PJkV8ej\/UG0Di8hTng6JvC7vQsaC6tajQVVfBaNIipTv+AWoXW\/9MTO8yJA=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com"
    },
    "account": {
        "number": "810994125555555"
    },
    "payment": {
        "amount": 10000,
        "currency": "AZN"
    }
}

Callback

In the m10 payment method, the payment platform returns the payout result in a callback. For the information about the callback structure, see Callbacks in Gate.

The following is an example of a callback body with the information about a successfully completed payout.

Figure 3. Example of the data from a successful payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "method": "m10",
        "sum": {
            "amount": 10000,
            "currency": "AZN"
        },
        "description": ""
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "success",
        "date": "2022-03-25T11:08:45+0000",
        "created_date": "2022-03-25T11:08:05+0000",
        "request_id": "9e32835fb27907e0b08569d7d150e387a16a80e336c5117242b5cf60a4e17839",
        "sum_initial": {
            "amount": 10000,
            "currency": "AZN"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "AZN"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4Xr4DSX2UuHp99rHrtaxkUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is an example of a callback for a declined payout.

Figure 4. Example of the data from a declined payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_48",
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "method": "m10",
        "sum": {
            "amount": 10000,
            "currency": "AZN"
        },
        "description": ""
    },
    "operation": {
        "id": 29,
        "type": "payout",
        "status": "decline",
        "date": "2022-03-25T11:20:30+0000",
        "created_date": "2022-03-25T11:19:53+0000",
        "request_id": "fff3d5f8d5d31bc460b68b57dc63f4b482e906eb",
        "sum_initial": {
            "amount": 10000,
            "currency": "AZN"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "AZN"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "J7W15rkqrLzTCD4HkoM4qoEnlVlf155QSlXJKR4m8C4z2iFYv58P4VnHANu445/jmY+g=="
}

Related topics

Payout by using Dashboard

To make a payout through Dashboard, the merchant sends a request and receives a notification with the request processing result. There are two ways to initiate payouts through Dashboard:
  • single payout—you specify the currency and amount for a payout available for this method and fill in all the fields required for the selected payment method on the Dashboard pages.
  • as a part of a mass payment—all the parameters are specified in a CSV file. Refer to the Payouts by using Gate section for the parameters required by your payment method.

Information about completed payouts is available for viewing in the Payments and Manual Payments sections of Dashboard.

For more information about payout processing by using Dashboard, see Performing payouts.

Analysis of payments results

As with other payment methods Monetix offers, when using this method, you have several options to analyze the information about payments and operations.

You can load and analyze all the necessary information in Dashboard (dash-light.trxhost.com), for instance you can use the analytic panels in the Analytics section for this purpose.

Also, you can export the information for further analysis by using third party analytical tools. The following options are available:

  • Dashboard allows you to download reports in CSV format by using the tools in the Reports section. You can perform export as a one-time or regular download of data to your local computer.
  • Data API allows you to have payment information exported in JSON format and delivered to a URL you specify. The payment information is exported by means of sending requests to the /operations/get endpoint.

If you have any further questions regarding payment data analysis, contact Monetix technical support.