Payout

When performing a payout, the customer initiates a payout and then just waits for the funds to be credited to their account. The customer themself doesn't participate in the payout processing procedure.

Countries and regions Nigeria, South Africa
Payment currencies NGN, ZAR
Payment amount limits Contact your key account manager at Monetix for details. Also you can check the payment amount limits in your project by using Dashboard.
Payment processing time Contact your key account manager at Monetix for details.
Currency conversion On the Monetix side
Refund
Onboarding and access fee Contact your key account manager at Monetix for details.

Operations support

Interfaces
Payment Page Gate Dashboard
Payout

You can check the payment amount limits in your project by using Dashboard. To check your payment amount limits, go to Dashboard, select the Projects section, and then click the Payment methods tab.

The following sections provide more information about the payment processing flow and the analysis of completed payments.

Payout by using Gate

General information

To perform a payout by using Gate with the Bank transfers in Africa payment method:

  1. Send a request with all the required parameters and signature to the Monetix URL.
  2. Accept the callback with the payout result from the payment platform.

The following picture provides the details of the payout processing flow in the Bank transfers in Africa payment method.

Figure 1. Payout processing flow when performing a payout by using Gate
  1. The customer initiates a payout in your system.
  2. Your system sends the payout request to the Monetix payment platform.
  3. The payment platform sends you a response in which it acknowledges your request and provides the request validation result. (For more information about the response format, see Response structure.)
  4. The payment platform processes the request and forwards it to the provider service.
  5. The provider service informs the payment platform about the payout result.
  6. The payment platform sends a callback with the payout result to your system.
  7. Your system sends the payout result to the customer.

Request

This section provides the instructions on how to build the request for payout with the Bank transfers in Africa payment method.

HTTP request method POST
Request body format JSON
API endpoint/v2/payment/bank-transfer/africa/payout
Full API endpoint specification /v2/payment/bank-transfer/{payment_method}/payout
Table 1. Basic parameters of a payout request

strictly required—the parameter must be in the initial request.

✱—the parameter may not be required in some cases. Contact your account manager at Monetix for details.
ObjectObject/Parameter Description

general
object
strictly required

project_id
integer
strictly required

Project ID you obtained from Monetix when integrating.

Example: 1234

payment_id
string
strictly required

Payment ID unique within your project.

Example: payment_47

signature
string
strictly required

Signature created after you've specified all the request parameters. For more information about signature generation, see Signature generation and verification.

customer
object
strictly required

id
string
strictly required

Unique ID of the customer within your project.

Example: customer_123

ip_address
string
strictly required

IP address of the customer's device.

Example: 198.51.100.47

first_name
string
strictly required

Customer's first name.

Example: John

last_name
string
strictly required

Customer's last name.

Example: Doe

email
string
strictly required

Customer's email.

Example: johndoe@example.com

phone
string
strictly required✱

Customer phone number without a plus sign (+), only digits without spaces and punctuation.

Example: 123456789

identify
object
strictly required✱

doc_number
string
strictly required✱

The number of the document establishing the identity of the customer. Required when performing a purchase in South Africa. Document number can be one of the following: passport number (1 letter and 8 digits), identification number of customer (13 digits).

Example: 1234567891012

account
object
strictly required

number
string
strictly required

Customer account number, only digits without spaces or punctuation marks. If the payment currency is NGN, then the account number should have 10 digits, if the payment currency is ZAR, then the account number can be 10 or 11 digits.

Example: 0123456789

type
string
strictly required✱

Customer's account type.

Possible values:

  • cheque—current account
  • savings—savings account
  • transmission—number of the account used for transmitting funds between financial institutions.

Example: savings

bank_id
integer
strictly required

Customer's bank ID. For information on how to get the list of the supported banks IDs, see Banks available for payout.

Example: 12345

security_code
string
strictly required✱

Bank Verification Number (BVN) consisting of 11 digits. Required when performing a payout in Nigeria.

Example: 1234567890

payment
object
strictly required

currency
string
strictly required

Code of the payment currency in the ISO-4217 alpha-3 format.

Example: NGN

amount
integer
strictly required

Payment amount in minor currency units without any decimal point or comma except for the cases when the currency doesn't have any minor currency units.

If the currency doesn't have any minor units (i.e. the number of digits for minor currency units is zero), set this parameter to the amount in the major currency units. To check whether the currency has any minor units, see Currency codes.

Example: 100.00 NGN must be sent as 10000

You can also add any other optional parameters to the payout request, if necessary. For the list of all the parameters available in Gate, see API Reference.

Here is an example of the data from a request to initiate a payout with the Bank transfers in Africa payment method:

Figure 2. Example of the payout request body
{
    "general": {
        "project_id": 1234,
        "payment_id": "payment_47",
        "signature": "kUi2x9dKHAVNU0FYldJrxh4yo+52Kt8KU+Y19vySO/RLUkDJrOcZzUCwX6R/ekpZhkIQg=="
    },
    "customer": {
        "id": "customer_123",
        "ip_address": "198.51.100.47",
        "first_name": "John",
        "last_name": "Doe",
        "email": "johndoe@example.com",
        "phone": "123456789",
        "identify": {
            "doc_number": "1234567891012"
        }
    },
    "account": {
        "number": "0123456789",
        "type": "savings",
        "bank_id": 12345,
        "security_code": "1234567890"
    },
    "payment": {
        "currency": "NGN",
        "amount": 10000
    }
}

Callback

In the Bank transfers in Africa payment method, the payment platform returns the payout result in a callback. For the information about the callback structure, see Callbacks in Gate.

The following is an example of a callback body with the information about a successfully completed payout.

Figure 3. Example of the data from a successful payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "payout",
        "status": "success",
        "date": "2024-12-07T19:08:45+0000",
        "method": "Bank transfer africa",
        "sum": {
            "amount": 10000,
            "currency": "NGN"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 47,
        "type": "payout",
        "status": "success",
        "date": "2024-12-07T19:08:45+0000",
        "created_date": "2024-12-07T19:08:05+0000",
        "request_id": "1a23456bc7890de",
        "sum_initial": {
            "amount": 10000,
            "currency": "NGN"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "NGN"
        },
        "code": "0",
        "message": "Success",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4XrUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

The following is an example of a callback for a declined payout.

Figure 4. Example of the data from a declined payout callback
{
    "project_id": 1234,
    "payment": {
        "id": "payment_47",
        "type": "payout",
        "status": "decline",
        "date": "2024-12-07T19:08:45+0000",
        "method": "Bank transfer africa",
        "sum": {
            "amount": 10000,
            "currency": "NGN"
        },
        "description": ""
    },
    "customer": {
        "id": "customer_123"
    },
    "operation": {
        "id": 47,
        "type": "payout",
        "status": "decline",
        "date": "2024-12-07T19:08:45+0000",
        "created_date": "2024-12-07T19:08:05+0000",
        "request_id": "1a23456bc7890de",
        "sum_initial": {
            "amount": 10000,
            "currency": "NGN"
        },
        "sum_converted": {
            "amount": 10000,
            "currency": "NGN"
        },
        "code": "20000",
        "message": "General decline",
        "provider": {
            "id": 12345,
            "payment_id": "123abc123-123",
            "auth_code": ""
        }
    },
    "signature": "U7HQO7ToISZhMPKdM4XrUKQtoYzFvoB3cs9CRd4xeYG2Q=="
}

Related topics

Payout by using Dashboard

To make a payout through Dashboard, the merchant sends a request and receives a notification with the request processing result. There are two ways to initiate payouts through Dashboard:
  • single payout—you specify the currency and amount for a payout available for this method and fill in all the fields required for the selected payment method on the Dashboard pages.
  • as a part of a mass payment—all the parameters are specified in a CSV file. Refer to the Payouts by using Gate section for the parameters required by your payment method.

Information about completed payouts is available for viewing in the Payments and Manual Payments sections of Dashboard.

For more information about payout processing by using Dashboard, see Performing payouts.

Banks available for payout

Supported banks

In the Bank transfers in Africa payment method, payouts are performed through the banks the payment method supports. For the purchase to be performed, your request must contain the ID of the customer's bank in the account.bank_id parameter.

The table below lists the banks available for purchase in the Bank transfers in Africa payment method.

Table 2. Banks available for payout (Nigeria)
BankID
9 Payment Service Bank 72452
AB Microfinance Bank 72462
Abbey Mortgage Bank 72472
Above Only Microfinance Bank 72482
ABU Microfinance Bank 72492
AbucoopMicrofinance Bank 82694
ACCELEREX NETWORK 83434
ACCESS BANK NIGERIA 193
ACCESS MOBILE 194
Access Yello 72512
ACCESSMONEY 83454
Accion Microfinance Bank 72522
Ada MFB 82704
Addosser Microfinance Bank 72532
Adeyemi College Staff Microfinance Bank 72542
ADVANS LA FAYETTE MFB 83464
AG Mortgage Bank 72552
AL-Barakah Microfinance Bank 72442
Al-Hayat Microfinance Bank 72562
Alekun Microfinance Bank 72572
Alert MFB 72582
Allworkers Microfinance Bank 72592
Alpha Kapital Microfinance Bank 72602
ALTERNATIVE BANK 78172
AMJU Unique Microfinance Bank 72612
AMML Microfinance Bank 72622
Apeks Microfinance Bank 72632
APEX TRUST MICROFINANCE BANK 83474
ARCA PAYMENTS COMPANY LIMITED 83484
Arise Microfinance Bank 72642
Aso Savings and Loans 196
Assets Matrix MFB 82714
Astrapolaris Microfinance Bank 72652
Auchi Microfinance Bank 72662
Baines Credit Microfinance Bank 72672
Balogun FulaniMicrofinance Bank 82724
Balogun Gambari MFB 72682
BANK OF INDUSTRY FINANCIAL DEPARTMENT 78202
BANKLY MICROFINANCE BANK 78242
BAOBAB MICROFINANCE BANK 78252
Bayero Microfinance Bank 72692
BC Kash Microfinance Bank 72702
BETA-ACCESS YELLO 83494
BIPC MICROFINANCE BANK 72712
Boctrust Microfinance Bank 72722
Boji Boji Microfinance Bank 82734
Borgu MFB 82744
Borno Renaissance Microfinance bank 82754
Bosak Microfinance Bank 72732
Bowen Microfinance Bank 72742
Brent Mortgage Bank 72752
BRETHREN MICROFINANCE BANK 72762
BRIDGEWAY MICROFINANCE BANK 72772
Brightway Microfinance Bank 72782
Business Support Microfinance Bank 82764
CAPITALMETRIQ SWIFT MICROFINANCE BANK 82774
Capricorn Digital 82784
CARBON MICROFINANCE BANK LIMITED 78212
Cellulant 604
CEMCS Microfinance Bank 72792
ChamsMobile 598
Chanelle Bank 82794
Changan RTS Microfinance Bank 82804
Chikum Microfinance Bank 72802
CIT Microfinance Bank 72812
CitiBank 587
Citizen Trust Microfinance Bank Ltd 82814
CloverleafMFB 82824
Consumer Microfinance Bank 72822
Contec Global Infotech Limited (NowNow) 72832
CORESTEP MICROFINANCE BANK 78272
Coronation Merchant Bank 222
Covenant Microfinance Bank 600
Credit Afrique Microfinance Bank 72842
CROWDFORCE 82834
Davodani Microfinance Bank 83504
Daylight Microfinance Bank 72852
Delta Trust Mortgage bank 82844
DIAMOND BANK PLC 197
Doje Microfinance Bank Limited 83514
DOT MICROFINANCE BANK 78262
e-Barcs Microfinance Bank 72862
Eagle Flight MFB 72872
Eartholeum 588
EBSU MICROFINANCE Bank 82854
EcoBank Express Account 72882
Ecobank Mobile 198
ECOBANK NIGERIA LIMITED 199
Edfin MFB 72892
EK-Reliable Microfinance Bank 83524
Ekondo MFB 72902
Empire Trust Microfinance Bank 72912
ENTERPRISE BANK LIMITED 200
Esan Microfinance Bank 72922
Eso-E Microfinance Bank 72932
eTranzact 586
Evangel MFB 72942
Evergreen MICROFINANCE BANK 72952
Evib Finance 83534
Eyowo MFB 72962
FAIRMONEY 82864
FAST Microfinance Bank 72972
FBN MOBILE 201
FBN Mortgages Limited 72982
FBNQuest Merchant Bank 72992
FCMB Easy Account 73002
FCMB Plc 73012
FCT MFB 73022
Federal Polytechnic Nekede Microfinance Bank 82874
FEDERAL UNIVERSITY DUTSE MICROFINANCE BANK 73032
FederalPoly NasarawaMFB 73042
Fedeth MFB 82884
FETS 73052
FFS Microfinance Bank 73062
FIDELITY BANK PLC 202
Fidelity Mobile 592
Fidfund Microfinance Bank 73072
FINATRUST MICROFINANCE BANK 21381
Firmus MFB 73082
FIRST BANK PLC 203
First Generation Mortgage Bank 73092
First Heritage MFB 82894
First Multiple MFB 73102
First Option MFB 73112
First Royal Microfinance Bank 73122
First Trust Mortgage Bank Plc 73132
FirstMonie Wallet 73142
Flutterwave Technology Solutions Limited 73152
Fortis Microfinance Bank 596
FortisMobile 582
FSDH 607
Futo Microfinance Bank 73162
GABSYN MICROFINANCE BANK LIMITED 83544
Gadol Finance 83554
Gashua Microfinance Bank 73172
Gateway Mortgage Bank 73182
Giant Stride MFB 82904
GiGinya Microfinance Bank 82914
Globus Bank 73192
Glory MFB 73202
GoMoney 73212
Good Neighbours Microfinance Bank 82924
GOODNEWS MICROFINANCE BANK 73222
Green Energy Microfinance Bank Ltd 73232
Greenville Microfinance Bank 73242
Greenwich Merchant Bank 73252
Grooming Microfinance Bank 73262
GT MOBILE 73272
GTBank Mobile Money 205
GTBANK PLC 206
Hackman Microfinance Bank 73282
Haggai Mortgage Bank Limited 73292
Hala MF 73302
Hasal Micro-finance Bank 73312
Hedonmark 589
HERITAGE BANK 207
Highland Microfinance Bank 82944
HopePSB 82954
IBETOMicrofinance Bank 82964
IBILE Microfinance Bank 73322
Ibom fadama Microfinance Bank 82974
IC GLOBALMicrofinance bank 82984
Igbo-ukwu MFB 83574
IKENNE MFB 73332
Ikire MFB 73342
ILE-OLUJI MFB 83584
Imo State Microfinance Bank 73352
Imperial Homes Mortgage Bank 601
Infinity Microfinance Bank 73362
Infinity Trust Mortgage Bank 73372
Innovectives Kesh 73382
Intellfin 73392
Interland MFB 82994
IRL Microfinance Bank 73402
JAIZ Bank 591
Jessefield Microfinance Bank 83004
Jubliee Life 73412
Kadick Integration Limited 73422
Kadpoly MICROFINANCE BANK 73432
KCMB Microfinance Bank 73442
Kegow 73452
KEGOW(CHAMSMOBILE) 83014
KEYSTONE BANK PLC 208
Kingdom CollegeMicrofinance Bank 83024
KOLOMONI MFB 83594
Kontagora MFB 73462
Koraypay 83034
KREDI MONEY MICROFINANCE BANK 83044
Kuda Micro-finance Bank 73472
Kwasu MF Bank 83054
La Fayette Microfinance Bank 73482
Lagos Building Investment Company 73492
LandgoldMicrofinance Bank 83064
Lapo Microfinance Bank 73502
Lavender Microfinance Bank 73512
Letshego MFB 73522
Liquidcrest MFB 83604
LIVINGTRUST MORTGAGE BANK PLC 83614
Lotus Bank 83074
LOTUS BANK LIMITED 78182
M36 73532
Mainland MICROFINANCE BANK 73542
Mainstreet Micro-finance Bank 73552
Maintrust MFB 83084
Malachy Microfinance Bank 73562
Manny Microfinance bank 73572
Maritime Microfinance Bank 83094
MAUTECH Microfinance Bank 73582
Mayfair MFB 73592
MayFresh Mortgage Bank 73602
Megapraise Microfinance Bank 73612
MICHAEL OKPARA UNIAGRIC MICROFINANCE BANK 83624
Microcred Microfinance Bank 73622
Microsystems Investment and Development Limited 83104
MINT-FINEX Microfinance Bank 78232
MKOBO Microfinance Bank 78222
Mkudi 608
MoMo PSB 83114
Money Master PSB 83124
Money Trust Micro-finance Bank 73632
MoneyBox 590
Moremonee Microfinance Bank Limited 83634
Mutual Benefits Microfinance Bank 73642
Mutual Trust Microfinance Bank 73652
Nagarta Microfinance Bank 73662
Nasarawa Microfinance bank 83134
Navy Microfinance Bank 73672
Ndiorah Microfinance Bank 73682
NetApps Technology Limited 83144
New Dawn Microfinance Bank 73692
NEW GOLDEN PASTURES MICROFINANCE BANK 83644
New Prudential Bank 73702
NEXIM BANK 83654
NIBSSUSSD PAYMENTS 83154
Nigeria Prisons Microfinance bank 83164
NIP Virtual Bank 594
NIRSAL Microfinance Bank 73712
Nnew women MFB 73722
Nomba financial services Limited 83174
Northquest Finance 83664
Nova Merchant Bank 73732
NPF MicroFinance Bank 602
NSUK MICROFINANCE BANK LTD 83674
Nwannegadi MFB 83184
Oche MFB 73742
ODOAKPU MICROFINANCE BANK LIMITED 83684
Ohafia Microfinance Bank 73752
Ojokoro Mfb 83194
Okpoga Microfinance Bank 73762
Olabisi Onabanjo University Microfinance Bank 73772
OLOFIN OWENA Microfinance Bank 83204
Omiye MFB 73782
Omoluabi Mortgage Bank 585
One Finance 73792
OPAY 75502
OPTIMUS BANK 83694
Pagatech 606
Page Micro-finance Bank 73802
PALMPAY 73812
PARALLEX BANK 73822
Parkway 209
ParkWay-ReadyCash 73832
PARRALEX BANK 224
PatrickGold Microfinance Bank 73842
PayAttitude Online 597
PAYCOM 210
PecanTrust Microfinance Bank 73852
Pennywise Microfinance Bank 73862
Personal Trust Microfinance Bank 73872
Pillar MFB 73882
Platinum Mortgage Bank 73892
POCKETAPP 83704
Poder finance 83714
Polaris bank 21371
Polyuwanna MFB 73902
PREMIUM TRUST BANK 83724
Pristine Divitis Microfinance Bank 83214
Prodigy MFB 83734
Prospa Capital Microfinance Bank 83744
Providus Bank 223
Purplemoney MFB 73912
Quickfund Microfinance Bank 73922
Rahama MFB 73932
Rand Merchant Bank 73942
Refuge Mortgage Bank 73952
Regent Micro-finance Bank 73962
Reliance Microfinance Bank 73972
RenMoney Microfinance Bank 73982
Rephidim MICROFINANCE BANK 73992
Resident Fintech Limited 83224
Richway Microfinance Bank 74002
Rima Growth pathway Microfinance Bank 83234
ROYAL BLUE MICROFINANCE BANK 83754
Royal Exchange Microfinance Bank 74012
Rubies Micro-finance Bank 74022
Safe Haven MFB 74032
Safegate Microfinance Bank 83244
SafeTrust Mortgage Bank 599
Sagamu Micro-finance Bank 74042
Seed Capital Micro-finance Bank 74052
SHALOM MICROFINANCE BANK LTD 83764
SmartCash Payment Service bank 83254
Solid Allianze MFB 83264
Sparkle 74062
SPAY business 83274
Stanbic IBTC @ease Wallet 74072
STANBIC IBTC BANK PLC 212
Stanbic Mobile 213
STANDARD CHARTERED BANK NIGERIA LIMITED 214
Standard MFB 83284
Stanford Microfinance Bak 74082
SIGNATURE BANK LIMITED 78192
STERLING BANK PLC 215
Sterling Mobile 584
Sulsap MFB 74092
SunTrust Bank 603
TagPay 583
Taj Bank 74102
TajWallet 83294
Tangerine Money MFB 83304
TCF Micro-finance Bank 74112
TeasyMobile 593
TF MICROFINANCE BANK 83774
Titan Trust Bank 74122
TITAN-PAYSTACK MICROFINANCE BANK 83314
Trident Microfinance Bank 74132
Triple A Microfinance bank 83324
Trust MFB 74142
TRUSTBANC J6 MICROFINANCE BANK LIMITED 83784
Trustbond 610
Trustfund Microfinance Bank 74152
U AND C MFB 74162
Uhuru Microfinance bank 83334
Umuchinemere Procredit Microfinance Bank 83344
UNAAB MFB 74172
Uniben Microfinance Bank 74182
Unical Microfinance Bank 74192
UNION BANK OF NIGERIA PLC 216
UNITED BANK FOR AFRICA PLC 217
UNITY BANK PLC 218
UNN MFB 74202
VALE FINANCE LIMITED 83804
Vas2nets Limited 83364
Venture Garden Nigeria Limited 83814
Verdant Microfinance Bank 83374
Verite Microfinance Bank 74212
VFD Micro-finance Bank 74222
VIRTUE MFB 83824
Visa Microfinance Bank 74232
VTNetworks 595
Wallet MFB 83834
WEMA BANK PLC 219
WetLand Micro-finance Bank 74242
WinView Bank 83384
XPRESS PAYMENTS 83844
XPRESS WALLET 83854
Xslnce Microfinance Bank 74252
YCT Microfinance Bank 83394
Yello Digital financial services 83404
Yes Microfinance Bank 74262
Yobe MFB 83414
ZENITH BANK PLC 220
ZENITH EAZY WALLET 83864
ZENITH Mobile 221
Zikora Microfinance bank 83424
ZINTERNET - KONGAPAY 74272
Table 3. Banks available for payout (South Africa)
BankID
ABSA Bank ZA21311
Access Bank ZA74282
African Bank ZA74292
Albaraka Bank ZA74302
Bank Zero ZA74312
Bidvest Bank ZA74322
Capitec Bank ZA21341
Citi Bank ZA74332
Discovery Bank ZA74342
First National Bank ZA438
FNB ZA21321
Grindrod ZA74352
HSBC Bank ZA74362
Investec Bank ZA21351
Mercantile Bank ZA74372
Nedbank Limited ZA2841
Olympus Mobile ZA74382
Rand Merchant Bank ZA74392
Sasfin Bank ZA74402
Standard Bank ZA21331
Standard Chartered Bank ZA74412
TymeBank ZA74422
Ubank Limited ZA74432

The table with the list of banks is provided for informational purposes only. It may change without notice. To get the current list of banks the Bank transfers in Africa payment method supports, send a request to the payment platform.

Request for the list of available banks

The list of banks may change that's why we recommend that you send the payment platform a request for the list of banks currently available in the Bank transfers in Africa payment method. The request format and structure should be the following:

HTTP request method POST
Request body format JSON
API endpoint /v2/info/banks/bank-transfer/africa/payout/list
Full API endpoint specification /v2/info/banks/{parentMethod}/{childMethod}/{operationType}/list
Table 4. Parameters required in the request to get the list of banks available in the payment method

strictly required—parameter is required in the initial request.

Object Parameter Description

general
object
strictly required

project_id
integer
strictly required

 Project ID you obtained when integrating with Monetix.

Example: 123

payment_id
string
strictly required

 Payment ID unique within the project.

If the payment is not yet created, set this parameter to a unique value.

Example: payment_47

signature
string
strictly required

 Signature created after you specify all the required parameters. For more information about, signature generation, see Signature generation and verification.

payment
object
strictly required

amount
integer
strictly required

 Payment amount in minor currency units without any decimal point or comma except for the cases when the currency doesn't have any minor currency units.

If the currency doesn't have any minor units (i.e. the number of digits for minor currency units is zero), set this parameter to the amount in the major currency units. To check whether the currency has any minor units, see Currency codes.

Example: 100.00 NGN must be sent as 10000

currency
string
strictly required

 Code of the payout currency in the ISO-4217 alpha-3 format.

Example: NGN
You can also add any other optional parameters to the request, if necessary. For the list of all the parameters available in Gate, see API Reference.

Here is an example of the data from the request for the list of banks available in the Bank transfers in Africa payment method.

Figure 5. Example of the data from the request for the list of available banks
{
    "general": {
        "project_id": 200,
        "payment_id": "ORDER_155860015",
        "signature": "K6jll2ym+PtOb3ocZtr345st...=="
    },
    "payment": {
        "amount": 10000,
        "currency": "NGN"
    }
}
Figure 6. Example of the response with the list of banks available in the payment method
[
    {
        "minAmount": 100, // Minimum payment amount allowed for the payment (in minor currency units)
        "maxAmount": 1000, // Maximum payment amount allowed for the payment (in minor currency units)
        "limitCurrency": "NGN", // Code of the currency used for the payment limits (minAmount and maxAmount) in the ISO-4217 alpha-3 format
        "id": 123, // Bank ID
        "abbr": "EXB", // Bank shortcut name (for internal use)
        "name": "Example Bank", // General bank name
        "nativeName": "Example Bank", // Native bank name
        "currencies": [ // Array with currencies supported by the bank
            {
                "id": 123, // Currency ID in the payment platform
                "alpha_3_4217": "NGN", // Alphabetic code of the payment currency in the ISO-4217 alpha-3 format
                "number_3_4217": "123", // Numeric code of the payment currency in the ISO-4217 alpha-3 format
                "currency_type": "fiat", // Type of the currency
                "exponent": 2 // Number of decimal places after decimal point
            }
        ]
    }
]